Our services and advice are extended to people in many different financial and lifestyle situations.
However, we can usually separate the people we help into two age groups: those who want to improve or make the most of their financial situation because they are a long way off retirement but want a good lifestyle; and those who need retirement planning because they are only a few years away from or currently in retirement.
Each of these groups have entirely different needs and usually, entirely different risk appetites.
Those between the ages of 20 and 55 years old are often living without clear direction on what they should really do with their finances.
Without knowing how to improve their situation or what they should do next, it’s difficult to make serious financial strides forward, whatever your current fiscal position.